We provide upfront cash in exchange for a small portion of your home’s value. Our goal is to empower Kiwi homeowners to achieve their financial aspirations.
We make it easy to access the money tied up in your home’s value. We purchase a small percentage in your home as a silent minority partner. Giving you more freedom to fund what matters most, without the extra stress.
What is the offering?
You can apply online and we will work with you to help get a valuation of your home. Once approved, we offer you a cash amount and we would both sign an agreement. This process is straightforward and designed to be hassle free. We will guide you through every step.
How does it work?
Kiwi homeowners on a freehold title can apply. We mainly work with owner occupiers that have the last of their mortgage to pay off or are already mortgage free. In some circumstances, we will consider applications with existing mortgages. We cater to a wide range of financial needs and goals. If you’re looking for a way to access cash, we’re here to help.
Who can apply?
No, this is for Kiwi homeowners of any age and stage.
Is there an age limit?
Yes, absolutely. It is your home and you would continue to live in it, just as before. You maintain full control of your home. Nothing changes. Except you get access to more financial flexibility.
Can I still live in my home?
Your payment is an upfront lump sum, once we have finalised our agreement.
Is the payment a lump sum or paid out over time?
That is entirely up to you. The majority of customers we work with pay down the last of their mortgage or you can use the money for what matters most to you.
What can I do with my lump sump payment?
Yes. You can use the funds to pay off the last of your mortgage. In some situations, we will work with customers retaining an existing mortgage.
Can I have a mortgage on the house and still sell part of it to Bellevue Partners?
No, there are no interest costs.
Do I pay interest on the money?
This depends on your circumstances. The lump sum payment will be tax-free for many homeowners. However, this does depend on how you've set up your home's financials and you would need advice from your accountant.
Do I have to pay tax on the sale to Bellevue Partners?
Yes, you will need to pay for a property valuation (typically around $800-$1,500 excl.GST). There will also be some small set up costs, the balance of which is deducted from your lump sum payment.
This excludes any professionals or advisors you choose to assist you through the process (e.g. lawyers, accountants, etc), which we would recommend engaging.
Are there set-up fees?
No. Once we have paid your lump sum, there are no ongoing fees or costs. We don't charge for rent on the sold portion of the property.
Are there any ongoing costs or fees?
You as the home occupier would continue to pay all household outgoings as normal (such as insurance, rates and water, etc).
Who pays for insurance, rates and water on the home?
Yes, that’s the beauty of it. You can buy back the portion (or “equity”) you’ve sold to us at any time. We understand circumstances change and the idea of Bellevue Partners is that it’s fully flexible and keeps the homeowner in control the whole time.
Can I buy back the portion of my home I've sold to Bellevue Partners?
Yes, you can choose to sell your home at any time. You always maintain control as the homeowner.
Can I sell my home at any time?
No, we don’t take any rent. That would be yours to keep as the homeowner.
If I get flatmates in my house do you take part of the rent?
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