HOW IT WORKS
Turn your home's value into financial breathing room
Kiwis work hard to own a home. But for many, the money they need is tied up in it and they don’t want to sell or take on a new loan.
That’s where we come in.
We purchase a small percentage in Kiwi homes, as a silent minority partner.
It’s simple, reliable and tailored to your needs.
Get access to the value already
built up in your home.
Without ongoing fees, interest rates or the hassle with traditional methods.
A lump sum of money.
Interest free, paid upfront. You choose how much.
You remain the home owner.
You keep living in your home. Nothing changes, except you gain financial flexibility. You can buy back the sold portion from us at any time.
Simple process.
A clear, easy and friendly process with expert support every step of the way.
We’re here for Kiwi homeowners.
We speak your language, understand real life and treat your home and your future with the care it deserves.
Make your home work for you.
Access an interest-free lump sum of cash by selling a small share of your home’s value. You choose how much and how to use the funds. This isn’t a loan or a reverse mortgage. No debt servicing and no change to your lifestyle.
Stay in control.
Continue living in your home and remain the legal owner on the title. You also have the flexibility to buy back the sold portion or sell your home whenever you decide.
We keep it simple.
We’ve made accessing cash from your home clear, quick, and stress-free. No hidden fees, no confusing jargon and no surprises.
THE PROCESS
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1. Getting to know each other
Answer a few quick questions to see how much you could unlock. It takes two minutes. Zero pressure.
We’ll then send you an information pack and application form, so we can come up with your personalised options and show you what’s possible with clear terms and a simple process.
2. Property valuation
The next step is confirming your property's value. This helps us understand your home’s current market value, so we can calculate how much money you may be able to access.
Using an independent Property Valuer, we’ll make sure you’re in control and confident in the process.
3. Access your funds & enjoy
We’ll both sign an agreement that protects our partnership and your rights as the home-owner.
Once completed, the money is yours to use, whether it's paying off the last of your mortgage or whatever comes next.
If you want to know more or for a copy of our Investment Memorandum, please contact us on info@bvp.co.nz or enquire through the website.
No, there are no interest costs.
Do I pay interest on the money?
This depends on your circumstances. The lump sum payment will be tax-free for many homeowners. However, this does depend on how you've set up your home's financials and you would need advice from your accountant.
Do I have to pay tax on the sale to Bellevue Partners?
Yes, you will need to pay for a property valuation (typically around $800-$1,500 excl.GST). There will also be some small set up costs, the balance of which is deducted from your lump sum payment.
This excludes any professionals or advisors you choose to assist you through the process (e.g. lawyers, accountants, etc), which we would recommend engaging.
Are there set-up fees?
No. Once we have paid your lump sum, there are no ongoing fees or costs. We don't charge for rent on the sold portion of the property.
Are there any ongoing costs or fees?
You as the home occupier would continue to pay all household outgoings as normal (such as insurance, rates and water, etc).
Who pays for insurance, rates and water on the home?
Yes, that’s the beauty of it. You can buy back the portion (or “equity”) you’ve sold to us at any time. We understand circumstances change and the idea of Bellevue Partners is that it’s fully flexible and keeps the homeowner in control the whole time.
Can I buy back the portion of my home I've sold to Bellevue Partners?
Yes, you can choose to sell your home at any time. You always maintain control as the homeowner.
Can I sell my home at any time?
No, we don’t take any rent. That would be yours to keep as the homeowner.
If I get flatmates in my house do you take part of the rent?
We provide upfront cash in exchange for a small portion of your home’s value. Our goal is to empower Kiwi homeowners to achieve their financial aspirations.
We make it easy to access the money tied up in your home’s value. We purchase a small percentage in your home as a silent minority partner. Giving you more freedom to fund what matters most, without the extra stress.
What is the offering?
You can apply online and we will work with you to help get a valuation of your home. Once approved, we offer you a cash amount and we would both sign an agreement. This process is straightforward and designed to be hassle free. We will guide you through every step.
How does it work?
Kiwi homeowners on a freehold title can apply. We mainly work with owner occupiers that have the last of their mortgage to pay off or are already mortgage free. In some circumstances, we will consider applications with existing mortgages. We cater to a wide range of financial needs and goals. If you’re looking for a way to access cash, we’re here to help.
Who can apply?
No, this is for Kiwi homeowners of any age and stage.
Is there an age limit?
Yes, absolutely. It is your home and you would continue to live in it, just as before. You maintain full control of your home. Nothing changes. Except you get access to more financial flexibility.
Can I still live in my home?
Your payment is an upfront lump sum, once we have finalised our agreement.
Is the payment a lump sum or paid out over time?
That is entirely up to you. The majority of customers we work with pay down the last of their mortgage or you can use the money for what matters most to you.
What can I do with my lump sump payment?
Yes. You can use the funds to pay off the last of your mortgage. In some situations, we will work with customers retaining an existing mortgage.
Can I have a mortgage on the house and still sell part of it to Bellevue Partners?
FREQUENTLY ASKED QUESTIONS
Make your home work for you.
Unlock a tax-free, interest-free lump sum of cash by selling a small share of your home’s value to us. No debt servicing and no change to your lifestyle. You keep full control of your home while gaining the financial freedom to support what matters most.
Stay in control.
This isn’t a loan or reverse mortgage. Keep complete control, and continue living in it as usual. You choose how much equity to access, how to use the funds, and have the flexibility to buy back the share or sell your home whenever you decide.
Make it simple.
We’ve made accessing cash from your home clear, quick, and stress-free—no hidden fees, no confusing jargon. It’s a tax-free, interest-free way to get the funds you need, with zero surprises.